Education builds human capital that contributes to health outcomes. Which description best defines human capital?

• A. Physical assets
• B. Financial wealth only
• C. Knowledge, value, and skills
• D. Genetic traits

Answer: (C)

Human capital is the set of knowledge, value, and skills that people accumulate, which enhances their ability to work, earn, and influence their health. Education builds this stock by giving individuals competencies, health literacy, problem-solving abilities, and better decision-making skills. These attributes help people avoid risky health behaviors, seek preventive care, and access resources, all of which can lead to better health outcomes and longer, healthier lives.

Physical assets describe tangible property, which isn’t about learned abilities. Financial wealth focuses on money, not the abilities people have developed. Genetic traits are inherited biology, not the skills or knowledge acquired through education and experience. Therefore, the description that best defines human capital is knowledge, value, and skills.